Rent Vs Buy Calculator

Switch residency to auto-update deposit (UAE rules).

Annual Rent (AED) Property Value (AED)

Loan duration: 11 years

Residency status

Deposit (AED) (auto)

Deposit is auto-calculated using UAE LTV guidance. Editable if needed.

Mortgage rate (annual %)

Loan years

Home growth (annual %)

Rent growth (annual %)

Deposit logic: UAE Nationals: 15% (≤ AED 5M) / 25% (> AED 5M). UAE Residents: 20% / 30%. Non-Residents: 35% / 40%.

Monthly mortgage

-- AED

Estimated monthly payment based on inputs

Current monthly rent

-- AED

Annual rent / 12

Buying builds long-term wealth while renting leads to a steady decline in net worth. See the impact clearly below.

See how your potential savings will grow over time when buying compared to renting.

*Estimates only. Does not include maintenance, taxes, insurance, fees, or opportunity cost.

Rent vs Buy Calculator